Updated last August 14, 2023
Welcome to the Philippine Federation of Credit Cooperatives Mindanao League (PFCCO ML) website. By accessing and using this website, you agree to comply with the following Terms of Use (“Agreement”). Please read this Agreement carefully before using the website. If you do not agree with these terms, please do not use the website.
By using the PFCCO ML website, you acknowledge that you have read, understood, and agreed to be bound by this Agreement, as well as any additional terms and conditions that may apply. If you do not agree to these terms, you should not use the website.
All content, materials, and features on the PFCCO ML website, including but not limited to text, images, graphics, logos, videos, audio, and software, are owned or licensed by PFCCO ML and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or perform any of the website’s content without prior written consent from PFCCO ML.
When using the website, you agree not to:
Your use of the website is also governed by the PFCCO ML Privacy Policy. By using the website, you consent to the collection, use, and sharing of your personal information as described in the Privacy Policy.
The website may contain links to third-party websites or resources that are not owned or controlled by PFCCO ML. We are not responsible for the content or practices of these third-party websites and do not endorse or warrant the accuracy of any information provided on these websites.
The website is provided “as is” and “as available” without any warranties of any kind, either express or implied. PFCCO ML does not guarantee the accuracy, completeness, or reliability of the website’s content. Your use of the website is at your own risk.
PFCCO ML, its officers, directors, and employees will not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from your use of the website or any content provided on the website.
You agree to indemnify, defend, and hold harmless PFCCO ML and its affiliates, officers, directors, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of your use of the website or violation of this Agreement.
PFCCO ML reserves the right to modify or update this Agreement at any time. Changes will be effective upon posting to the website. It is your responsibility to review this Agreement periodically for any changes.
This Agreement shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflicts of law principles.
If you have any questions or concerns about these Terms of Use, please contact us at
PFCCO ML
2/F ALU Bldg., Kauswagan National Highway
Cagayan de Oro City 9000
088) 957 – 3894
pfccoml@gmail.com
By using the PFCCO ML website, you acknowledge that you have read and understood this Agreement and agree to be bound by its terms and conditions.
[End of Terms of Use Agreement]